Save Cash by Saving Coins. I actually try to generate change by using bills even if I have correct change. At the end of the day, everyone’s change — including the kids, assuming they’re going on this vacation — gets dumped into the jar. Cash it in every couple of weeks at the bank, not those grocery store change counter things, which take up to 20% of your money. Put the proceeds in a special, unreachable, account.
Take a few minutes to set up a new savings account. Consider Ingdirect.com, which offers excellent interest rates on savings accounts. This is an online bank but is perfectly safe and can actually make you some extra money through higher interest payouts. Arrange to have $50 - $150 a month automatically deposited from other accounts or your family’s paychecks. This money accumulates faster than you think!
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